Flat vs. Reducing Rate Calculator

Compare the total cost of a loan using a flat rate versus a reducing balance rate to make a smarter borrowing decision.

Loan Details

1,00,000
5.0 %
5.0 %
5 Years

Total Interest Paid

Flat Rate

₹ 0

Reducing Rate

₹ 0

Adjust the sliders to compare

Detailed Breakdown

Year Flat Rate Balance Reducing Rate Balance

Flat vs. Reducing Rate Calculator | FREE, Unlimited & No Login

Compare flat interest rate and reducing balance rate loans to see which is cheaper and better for your specific financial needs.